If you suffered a workplace injury in Kentucky or Indiana, you may be facing mounting medical expenses, lost earnings and perhaps even vocational rehabilitation to learn new job skills. Workers’ compensation benefits exist to help those who sustain job-related injuries receive the financial security they need as they recover.
The vast majority of employers must carry workers’ compensation insurance. If you are injured while performing your job duties, then you are most likely entitled to these benefits. Occupational illnesses – diseases and illness that resulted from your job duties – are also covered.
Each state has its own workers’ comp laws. The attorneys at the Karl Truman Law Office have been handling these claims in KY and IN for many years. As a result, we understand the requirements of each locale and we know how to pursue the full benefits you deserve. Please call (502) 222-2222 to discuss your case for free.
Workers’ Compensation Laws in Kentucky and Indiana
These states share similar workers’ comp laws except in one important regard: In Kentucky, you are allowed to choose the doctor you want. The exception is if your employer has a managed care plan, in which case you must select from those doctors. In Indiana, you must use a doctor approved by your employer.
- Payment of your medical bills
- Replacement of a percentage of lost wages
- Reimbursement for related out-of-pocket expenses
- Reimbursement for the cost of traveling to and from appointments with your doctor
The experienced lawyers at the Karl Truman Law Office will make sure you receive the full amount of benefits you are due.
Workers’ comp applies to a wide array of job types, including the construction industry. There are even related laws specific to the maritime industries in our state, including the Jones Act and the Longshore and Harbor Workers’ Compensation Act.
Replacement of Lost Wages
Below are the most common phrases you may encounter while applying for workers’ comp benefits and the replacement of your wages.
Temporary Total Disability: You may be eligible for TTD payments if you are unable to work while recovering from your injuries. In Indiana, TTD compensation is 2/3 of your average weekly wage but cannot exceed $600 per week. In Kentucky, it’s 66 2/3% of your average weekly salary.
Maximum Medical Improvement: TTD payments will cease once your doctor has determined you have reached maximum medical improvement, which means further medical treatment will not improve your condition.
Temporary Partial Disability Benefits: In Indiana, if you are able to perform some of your job duties, or light work part time at your place of employment, you may receive income replacement benefits known as Temporary Partial Disability. This is not available in Kentucky.
Permanent Disability: PPD benefits are paid to people who are unable to work because of their injury.
These areas of the law can feel overwhelming. Rely on our attorneys to demystify the process and to make sure you receive what you are owed.
How Our Attorneys Can Help
Some people choose to pursue their workers’ comp benefits on their own. By hiring our attorneys, we can help with all aspects of the process:
- Understanding the full breadth of the benefits you are owed
- Filing your benefit application without errors
- Making sure you are adequately compensated for lost wages
- Pursuing benefits for permanent disability
- Appealing denied claims
As your experienced advocate, we will complete the process on your behalf, without letting anything slip through the cracks.
Receive a Free Case Evaluation
To find out how we can help you after you are injured on the job, or after you are diagnosed with an illness that was caused by your job, please call the Karl Truman Law Office for a free case evaluation at (502) 222-2222.
We have a law firm location in Louisville, KY and in Jeffersonville, IN. We will provide you with a thorough, clear accounting of every option, and help you decide what is best for you and your family.