Those seeking Social Security Disability Insurance (SSDI) benefits may understanably find the process confusing, difficult and intimidating.

The Louisville attorneys at the Karl Truman Law Office have extensive experience helping disabled workers from Kentucky and southeastern Indiana seek the benefits they need. Please call us locally at (502) 222-2222 or toll-free at 812-282-8500 for your free consultation if you need help filing your SSDI application or appealing a denied claim.

Social Security Disability Insurance

There are two types of benefits the Social Security Administration may grant to disabled workers. The most well-known and common is SSDI.

SSDI pays you a monthly benefit once the Social Security Administration confirms your disability and approves your application. The exact amount you receive will vary based on your recent earnings history and tends to range between $700 and $1,400 a month.

Under certain circumstances, your family can receive SSDI benefits. There are also work requirements, which means you’ll have to demonstrate that you’ve worked a certain amount over a recent period of time to qualify.

It’s important to understand that the standards for SSDI benefits approval are deliberately set very high. The vast majority of claimants are initially denied by the Social Security Administration. Our Social Security Disability attorneys may be able to help you appeal your SSDI claim if you’ve been denied.

Our attorneys can help you understand rights and options regarding SSDI benefits; for additional information, you can also see informational material provided by the Social Security Administration here.

Supplemental Security Income

The other form of benefits offered by Social Security is Supplemental Security Income (SSI). As described by the Social Security Administration, SSI “makes monthly payments to people who have low income and few resources.”

These people include those:

  • 65 or older
  • Blind
  • Disabled

SSI is a joint federal-state program, so the amount of money you can receive will depend on your state. In Kentucky, the maximum amount an individual can receive is $1,194; in Indiana, it’s $1,501.06.

Your eligibility for SSI depends on your income and resources. Generally, the value of your resources should not exceed $2,000. Income limits are based in part on where you live.

You can find more detailed information about the way the government calculates your income by reading this pamphlet from the Social Security Administration.

If you’re a resident of Kentucky or southeastern Indiana and you’re seeking help with an SSDI application or appeal, please call our Louisville office at (502) 222-2222 or call the Karl Truman Law Office toll-free at 812-282-8500 today to schedule your personal consultation.