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Do I Need a Personal Injury Lawyer? | The Karl Truman Law Office

Is It Worth It to Get a Personal Injury Attorney in Louisville?

January 11, 2022

When you suffer a personal injury in Louisville, there are several steps you need to take in order to protect your legal rights. Many people find the process overwhelming; and, even among those who don’t, it is common to make mistakes that jeopardize their financial recoveries. 

But, does this risk make it worth getting a personal injury attorney? Or, are you just as well off trying to handle your situation on your own?

Louisville personal injury attorney Karl Truman has helped the wrongfully injured throughout Kentucky for years. He is committed to helping the wrongfully injured recover the maximum compensation they need and deserve to move forward.  

7 Reasons It Is Worth Getting a Personal Injury Attorney in Louisville

The simple truth is that there are many reasons to speak with a personal injury lawyer after an accident in Louisville. Here are seven of the most important reasons to hire an attorney to help you: 

1. You Need to Know Who Is Responsible for the Accident

Whether you were injured in a car accident, truck accident, dog attack, or any other type of accident, you need to know who is responsible. For example, while you might assume that you have a claim under the other driver’s insurance policy after a car accident, this isn’t necessarily the case. Your vehicle’s manufacturer, the other vehicle’s manufacturer, the other driver’s employer, and various other companies could all be liable. Until you know who is responsible, you won’t be able to assert your legal rights. 

During your free initial consultation, your attorney will conduct a preliminary assessment, and he or she will gather the information needed to launch an investigation. Based on the evidence obtained during this investigation, your attorney can determine who is responsible for the accident.  

2. You Need to Know What Claim(s) to File

In addition to knowing what company is responsible, you also need to know what claim(s) to file. Let’s examine a car accident example: If you have a claim under the other driver’s auto insurance policy, should you file a claim under your policy as well? If so, should you file a “no-fault” personal injury protection (PIP) claim? Or, should you file a claim for uninsured/underinsured motorist (UIM) coverage? 

An experienced personal injury attorney in Louisville will be able to determine what claim(s) you can file. Your attorney can also file all available claims on your behalf—and can do so properly so that you do not inadvertently waive your legal rights. 

3. You Need to Avoid Costly Mistakes

As we said in the introduction, it is common for accident victims to make costly mistakes. While some mistakes can be fixed, others cannot. Even if a mistake can be fixed, it could add weeks or months to the recovery process. 

When you hire an attorney to represent you, your attorney will explain all of the mistakes you need to avoid. Your attorney will also handle the most important aspects of your claim(s) for you so that you don’t run the risk of putting your financial recovery in jeopardy.  

4. You Need to Know How Much Compensation to Seek

How much are your injuries going to cost you? Will you need to miss work in the future? How much compensation do you deserve for your pain and suffering? If you don’t know the answers to these questions, you don’t know how much compensation to seek for your accident. 

In addition to determining what claim(s) to file, your attorney can also determine how much compensation to seek on your behalf. This includes compensation for all of the present and future costs of your catastrophic injuries, as well as medical expenses. 

5. You Need to Negotiate for a Fair Settlement

Beyond knowing how much you are entitled to recover, you also need to know how to actually collect the financial compensation you deserve. In most cases, accident victims who try to negotiate on their own end up settling for just a small fraction of the total compensation they are owed. 

Once your attorney determines the value of your claim, he or she will then work to negotiate a favorable settlement on your behalf. Your attorney will deal with the insurance adjuster(s) directly so that you don’t get talked into an unfair settlement. 

6. You Need to Be Prepared to Go to Court if Necessary 

Many personal injury claims settle before going to court. This can be an efficient way to resolve your claim, and it avoids the uncertainty of going to trial. However, if the insurance company is unwilling to settle for fair compensation, then filing a lawsuit and going to court may be your best option. 

If you need to go to court, you will need an experienced attorney on your side. Your attorney will assess the benefits of filing a lawsuit repeatedly throughout your case; and, if it makes sense to go to court, your lawyer will rely on his or her experience to prepare your case for trial. 

7. You Need to Know that You Are Making Smart Decisions

From deciding when (and if) to settle to deciding when (and if) to go back to work, you will need to make several extremely important decisions throughout your personal injury case. If you make the wrong decisions, you could end up without the money you need to move on from the accident. 

Your attorney will help you make smart decisions every step of the way. By relying on the advice of an experienced personal injury attorney in Louisville, you can feel confident knowing that you are making the right choices to maximize your financial recovery. 

Talk to a Personal Injury Attorney in Louisville for Free

You can speak with our Louisville personal injury attorney today at no risk. At the Karl Truman Law Office, we handle all personal injury cases on a contingency-fee basis. This means you pay nothing unless we achieve a favorable outcome in your case. 

To learn more in a free and confidential consultation, call (502) 222-2222 now.